MARUTI CITIBANK CO-BRANDED CREDIT CARDS

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You might have seen full-page ads in your newspaper a few days ago. Maruti and Citibank have launched a co-branded credit card, and Maruti has taken every effort to ensure that everyone knows about it. This is not the first time that a car maker is launching a co-branded card. Toyota has already done it with ICICI Bank.

It is an interesting development in the auto industry. Interesting because, most of the automobile services are traditionally weary of credit card transactions. Customers were usually asked to pay cash or cough up an extra 2-3% surcharge on the bill amount. A credit card launch by Maruti may or may not change such things, but if the manufacturers make a push, credit cards may slowly become more acceptable in the industry.

So it doesn't matter if you would want to get one of these cards, or it doesn't matter if this card would be of any benefit to you directly, but eventually it may help you to make your payments easier next time you get your car serviced.